The Resources Library
Everything you need to buy, sell, finance, and protect your manufactured home. Plain language. No paywalls. No upsells. Just information that puts you in control.
Looking for a Lender?
Manufactured home financing is different from conventional mortgages. Our Lender Directory lists the specialists who actually serve this market — with honest information about rates, loan types, and whether they finance park-sited or used homes.
Free Tools for Homeowners
Practical tools that used to cost money or require a lawyer. Now free for every NestClearly user.
Seller Success Guide
Practical advice from someone who has bought and sold hundreds of manufactured homes. Covers pricing, photos, marketing, park approvals, and 12 tips to sell faster and for more money.
Read the Seller Success GuideBuyer's Home Inspection Checklist
A complete printable checklist of what to ask, inspect, and verify before buying a manufactured home. Covers title, park details, home condition, systems, and a cost worksheet.
View ChecklistPhoto Checklist & Tips
A room-by-room guide to photographing your home for a listing that sells. Covers exterior front and rear, living room, kitchen, master bedroom, bathrooms, and recent updates. Minimum 8 photos required — listings with 10+ get 3x more inquiries.
View Photo GuideOwner Financing Contract Template
A plain-language, attorney-reviewed template for seller-carry transactions. Protects both buyer and seller. Download free, customize for your state.
Title Lien Check Guide
Step-by-step instructions for checking if there are any liens or encumbrances on a home's title before you buy or sell. State-specific instructions included.
Park Approval Navigator
State-by-state checklists of what parks typically require for buyer approval — credit checks, income verification, background checks, application fees, and typical timelines. Includes template letters sellers can send to park managers on behalf of interested buyers.
Park Due Diligence Checklist
20 questions to ask before moving your home into a park — covering lot rent history, ownership, rules, and resident rights in your state.
Guides & Articles
Written for homeowners, not lawyers. Every guide is reviewed for accuracy and updated when laws change.
Title & Legal
Financing
Resident Rights
Buying & Selling
Photos & Listing Quality
State-Specific Guides
Manufactured home laws vary dramatically by state. Select your state for specific guidance on title transfer, resident rights, and financing options.
Financing Resource Center
Finding a lender for a manufactured home is harder than it should be. 64% of chattel loan applications are denied. We've compiled a directory of lenders who actually serve this market — including those who work with lower credit scores and older homes.
- Lenders who finance homes in parks
- Lenders who work with pre-1976 homes
- Credit unions with chattel loan programs
- FHA-approved manufactured home lenders
Watch Out for These Scams
Rent-to-Own Traps
Contracts that look like rent-to-own but never actually transfer title.
Cash Buyer Lowballs
Investors who offer 30–50% of market value to sellers who don't know their home's worth.
Fake Lender Fees
Upfront 'processing fees' from lenders who never actually fund the loan.
Title Washing
Homes sold with undisclosed liens or titles that were never properly transferred.